Have you been postponing the renewal of your car for a long time because your salary does not allow it? Do you spend your day working and can never give yourself a small tribute? There are circumstances of life in which you can be surprised by a small setback that requires an urgent income of money.
If you find yourself in one of these situations and you need a quick credit to be able to alleviate that unexpected moment that takes away your sleep, then you are in the right place. Online loan makes it easy for you, since you can get a microcredit instantly without having to make unnecessary queues or paperwork at the bank.
Thanks to Online loan’s online mini loans, you will have the amount of money you need in less than an hour and from the comfort of your home. You only need to have an internet connection, meet some small requirements that the company has and perform four simple steps to apply for your loan.
Best of all, you can apply for your first loan for only € 5 with this mini-credit financial institution. That is, you will only pay on your first loan a total of 5 euros of interest. You can request a reliable credit of up to € 1400 to be returned within a maximum period of 4 months.
That you still have doubts? Do not worry because then we will clear them thoroughly knowing the mini-credits offered by this entity.
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Making your money request is so simple that you will not give credit to the speed of the management. Best of all, you don’t need collateral and paperwork to apply for your loan at Online loan.
How long does this process take? In less than 15 minutes and from the comfort of your home you will have sent your request for an online payday loan. You just have to click here to visit payday relay for free!
- Choose the amount of money and the return term. Remember that if this is the first time you have requested a loan in Online loan, you will have a commission of only € 5 and you can request up to € 300 of mini-credit (to be repaid in 30 days). If instead, you are already a client of this entity, you can request a maximum of € 1400 (to be returned within a maximum period of 4 months).
- Fill in the form. You will have to enter your personal data and it will not take you more than 5 minutes.
- Send your documents. Once you have completed the form, you will have to send the entity a copy of both sides of your DNI or NIE and another document where your regular income is justified.
- Read and accept the company contract. When they have approved your request for money, you will receive in your email a contract where the terms and conditions of the loan are exposed. Take your time to read it and accept the contract if you agree with the conditions indicated by the financial institution. Minutes later you will receive your mini-credit to your bank account. That easy!
Of course, so that your injection of money arrives as soon as possible, it is essential that you carry out the procedures within the office hours of the financial entity. Otherwise, you will have to wait between 24 and 48 hours to receive your fast credit.
With Online loan your first mini-credit for only € 5
Is it the first time you apply for a loan in Online loan? So congratulations, because your first loan can cost you only € 5 of interest. Of course, as long as you return the mini-credit in 30 days and that the money you request does not exceed 300 euros.
Already a customer of this entity? Here comes the best part of the company, because if you are a regular customer you can make a request from € 850 to € 1,400. Calm down, because in this case the return period is much longer (up to 4 months).
Request now your first loan with € 5 commission
What requirements must you meet to request your loan?
Do you need to get out of trouble with an injection of money that does not exceed € 1400? Does your name appear on the ASNEF list and are you worried about not getting a quick credit? If your answer to these questions is yes, then you don’t have to worry, because you are a candidate to receive a microcredit with this financial institution.
In addition to the above requirements, it is also important that you comply with the following:
- Be over 21 years old.
- Have a residence in Spain.
- Have an identity document such as DNI or NIE.
- Be the owner of your own bank account, have a personal mobile and an email address.
- Have demonstrable monthly income (either widow’s pension, pension for the unemployed, be self-employed or have a payroll).
Documentation you have to provide
The classic bank paperwork was left behind with Online loan. And you just need to have the following documents on hand:
- National Identity Document or NIE.
- Proof of the monthly income you receive.
- Notebook, first sheet or certificate of your bank account.
To send these documents to the company it is important that you keep in mind that they must be scanned and not photographed. In this way, they can be observed much more clearly and you will save the process more times.
What interests does Online loan have?
How much money do you have to pay for the interest that your loan entails? If you are a new customer, as we indicated earlier, you will only have to pay a commission of € 5 if you return the credit of up to 300 euros within a maximum period of 30 days.
Already a customer? If you are a recurring customer of this company and ask for 1,400 euros of loan, you will be issued a monthly interest of 25% with a reduction scheme. What does this mean? We explain it to you with a simple example:
Imagine that you request a loan of € 1,400 to be returned within 4 months. The interest on your credit would be € 520, the monthly amount to be paid of € 480.
What happens if you do not repay the loan on time?
Do not you have time to repay the loan in the planned term? Don’t panic, at Online loan you can request an extension of up to 30 days. In this way, you will have more flexibility when making the reimbursement of your online mini-credit.
How much do you have to pay for the loan extension? If you have requested an extension of your credit, the commission will be 1.5% of the total amount to be returned. This commission will be applied for each day the credit is extended.